From 1 October 2026 you can no longer surcharge card payments in Australia, and there is no general exemption for B2B invoices. Here is what changes and what to do before then.
Short answer: probably yes. Here is exactly where a bookkeeping tool stops being useful for a solo fractional practice, and where something else needs to pick up.
A fractional practice is rarely single-country for long. Here is how to get paid cleanly by an overseas client, without card fees and without the invoice bouncing back for missing details.
You have left the full-time role behind. Here is what actually needs setting up in the first three months, in the order it needs setting up.
Consultant, web designer, product founder, whatever the mix. See exactly how much time and money each of your businesses actually costs you.
You left corporate partly to escape timesheets. Here is why tracking time on flat-fee work is not the same thing, and what it actually buys you.
